Supported upload formats
https://febelfin.be/en/publications/2023/banking-standards-for-internet-banking-for-businesses
SEPA & Non-SEPA Credit Transfer (XML ISO20022) Pain 001.001.03
Credit transfer XML with validation according the XSD standard and the Belgian Implementation guidelines
SEPA & Non-SEPA Credit Transfer (XML ISO20022) Pain 001.001.09 (as from 19 November 2023)
Credit transfer XML with validation according the XSD standard and the Belgian Implementation guidelines
SEPA & Non-SEPA Credit Transfer (XML ISO20022) Pain 001.002.03
German specific credit transfer XML with validation according the XSD standard (only supported by a limited amount of banks)
https://www.isabel.eu/content/dam/knowledge_base_ibs6/documents/en-US/pain.001.002.03.xsd (XSD)
SEPA & Non-SEPA Credit Transfer (XML ISO20022) Pain 001.003.03
German specific credit transfer XML with validation according the XSD standard (only supported by a limited amount of banks)
https://www.isabel.eu/content/dam/knowledge_base_ibs6/documents/en-US/pain.001.003.03.xsd (XSD)
SEPA Direct Debit (XML ISO20022) Pain 008.001.02
Either Core & B2B SEPA Direct Debit with validation according the XSD standard and the Belgian Implementation guidelines
SEPA Direct Debit (XML ISO20022) Pain 008.001.08 (as from March 17, 2024)*
Either Core & B2B SEPA Direct Debit with validation according the XSD standard and the Belgian Implementation guidelines
febelfin_standard_xml_directdebit_sdd_initiation_v2023.pdf
SEPA Direct Debit Reversal (XML ISO20022) Pain 007.001.02
Either Core & B2B SEPA Direct Debit with validation according to the XSD standard
CIRI-DIV-file (free format)
| Files unknow to Isabel are marked as "DIV". It allows you to send bankfiles which are not yet supported by Isabel 6 to be send to the bank for processing. |
The allowed character set is a subset of the Latin character set in UTF-8 format. HThe implementation guidelines only allow following characters: a-z, A-Z, 0-9 and the special characters: /-?:().,'+ and space.
All Latin UTF-8 chars that are not in the above list are converted :
- accented letters to non-accented letters
- special characters to spaces
Supported download formats
The file formats below can be used by your accounting software to automatically process your account information. For more information which formats and versions your bank supports you can contact your bank(s).
To be able to receive reporting files you can request your bank to start sending. You can file your request report files via Isabel.eu/manage.
CODA
Coded statement of account
CODA: SEPA Direct Debit reporting codes
MT940
Downloadable Reporting format (booked statements)
https://www2.swift.com/knowledgecentre/publications/us9m_20220722/2.0?topic=mt940.htm
MT941
Downloadable Reporting format (balance report)
https://www2.swift.com/knowledgecentre/publications/us9m_20220722/2.0?topic=mt941.htm
MT942
Downloadable Reporting format (intraday)
https://www2.swift.com/knowledgecentre/publications/us9m_20220722/2.0?topic=mt942.htm
CAMT (XML ISO20022) CAMT 052.001.02
Downloadable Reporting format (intraday account balances and transactions)
CAMT (XML ISO20022) CAMT 053.001.02
Downloadable Reporting format (booked account balances and transactions)
https://www.febelfin.be/sites/default/files/2019-04/standard-camt053-statement-v2.1_0.pdf
CAMT (XML ISO20022) CAMT 054.001.02
Downloadable Reporting format (detailed batch report)
https://www.febelfin.be/sites/default/files/2019-04/standard-camt054-notification-v2.1_0.pdf
CAMT (XML ISO20022) CAMT 052.001.03
Downloadable Reporting format (intraday account balances and transactions)
CAMT (XML ISO20022) CAMT 053.001.03
Downloadable Reporting format (booked account balances and transactions)
CAMT (XML ISO20022) CAMT 054.001.03
Downloadable Reporting format (detailed batch report)
DIV files (free format)
Banks can decide to send DIV-files (e.g. MANDATE files from the National Bank of Belgium for SEPA Direct Debit)